College Football Betting · 2025

College Football Bowls & Playoff Betting Lines

11 games priced · 11 graded · December 20, 2025 · Updated Jul 28, 11:24 PM ET

The week in the market

Home ATS
6–5
wins–losses–pushes
Favorites ATS
5–6
5 straight-up upsets
Over / under
4–7
Average total
51.5
avg spread 5.5

Our model against the market

Model error
13.25
mean absolute error, points
Market error
12.55
same games
Model ATS
4–7
11 games scored

The market is normally the more accurate of the two, and the two figures are averaged over exactly the same games so the comparison means something. A single week is about fifty games — any record here carries a standard error near seven percentage points and is description, not evidence of an edge.

Every game

Louisiana at Delaware

Final

Louisiana 13 · Delaware 20

Neutral siteUpset
Spread
Louisiana −1.5
Delaware +1.5
3 books
Total
60.5
3 books
Moneyline
2 books
Our model
+4.2
-2.7 vs market · leans Louisiana
Result

Delaware covered · by 8.5 · 33 points — under

Washington State at Utah State

Final

Washington State 34 · Utah State 21

Neutral siteUpset
Spread
Utah State −1.5
Utah State -1.5
3 books
Total
50.5
3 books
Moneyline
2 books
Our model
+5.5
-7.0 vs market · leans Washington State
Result

Washington State covered · by 14.5 · 55 points — over

Alabama at Oklahoma

Final

Alabama 34 · Oklahoma 24

Upset
Spread
Oklahoma −1.5
Oklahoma -1.5
3 books
Total
42.5
3 books
Moneyline
+110 / −130
Oklahoma 54% to win
1 book
Our model
-2.1
+0.6 vs market · leans Oklahoma
Result

Alabama covered · by 11.5 · 58 points — over

Missouri State at Arkansas State

Final

Missouri State 28 · Arkansas State 34

Neutral site
Spread
Arkansas State −1.5
Arkansas State -1.5
3 books
Total
55.5
3 books
Moneyline
+110 / −125
Arkansas State 54% to win
2 books
Our model
+2.4
-3.9 vs market · leans Missouri State
Result

Arkansas State covered · by 4.5 · 62 points — over

Troy at Jacksonville State

Final

Troy 13 · Jacksonville State 17

Neutral siteOn the 3
Spread
Jacksonville State −3.0
Jacksonville State -3.0
3 books
Total
47.5
3 books
Moneyline
2 books
Our model
+1.7
-4.7 vs market · leans Troy
Result

Jacksonville State covered · by 1.0 · 30 points — under

Miami at Texas A&M

Final

Miami 10 · Texas A&M 3

UpsetOn the 3
Spread
Texas A&M −3.0
Texas A&M -3.0
3 books
Total
48.5
3 books
Moneyline
+120 / −142
Texas A&M 56% to win
1 book
Our model
+2.0
-5.0 vs market · leans Miami
Result

Miami covered · by 10.0 · 13 points — under

Kennesaw State at Western Michigan

Final

Kennesaw State 6 · Western Michigan 41

Neutral site
Spread
Western Michigan −3.5
Western Michigan -3.5
3 books
Total
47.5
3 books
Moneyline
+160 / −162
Western Michigan 62% to win
2 books
Our model
-4.1
+0.6 vs market · leans Western Michigan
Result

Western Michigan covered · by 31.5 · 47 points — under

Memphis at NC State

Final

Memphis 7 · NC State 31

Neutral site
Spread
NC State −3.5
NC State -3.5
3 books
Total
56.5
3 books
Moneyline
2 books
Our model
+2.0
-5.5 vs market · leans Memphis
Result

NC State covered · by 20.5 · 38 points — under

Old Dominion at South Florida

Final

Old Dominion 24 · South Florida 10

Neutral siteUpset
Spread
South Florida −4.0
South Florida -4.0
3 books
Total
52.5
3 books
Moneyline
+190 / −192
South Florida 66% to win
2 books
Our model
-6.7
+2.7 vs market · leans South Florida
Result

Old Dominion covered · by 18.0 · 34 points — under

Tulane at Ole Miss

Final

Tulane 10 · Ole Miss 41

Spread
Ole Miss −16.5
Ole Miss -16.5
3 books
Total
57.5
3 books
Moneyline
+575 / −850
Ole Miss 86% to win
1 book
Our model
-14.5
-2.0 vs market · leans Tulane
Total moved +1.0 (56.5 57.5, 2 books)
Result

Ole Miss covered · by 14.5 · 51 points — under

James Madison at Oregon

Final

James Madison 34 · Oregon 51

Spread
Oregon −20.5
Oregon -20.5
3 books
Total
47.5
3 books
Moneyline
+1100 / −2100
Oregon 92% to win
1 book
Our model
-15.3
-5.2 vs market · leans James Madison
Result

James Madison covered · by 3.5 · 85 points — over

Biggest upsets

  • Old Dominion beat South Florida34% to win
  • Miami beat Texas A&M44% to win
  • Alabama beat Oklahoma46% to win
  • Delaware beat Louisiana
  • Washington State beat Utah State

Where we disagreed most

  • Washington State at Utah State-7.0 pts toward Washington State
  • Memphis at NC State-5.5 pts toward Memphis
  • James Madison at Oregon-5.2 pts toward James Madison
  • Miami at Texas A&M-5.0 pts toward Miami
  • Troy at Jacksonville State-4.7 pts toward Troy

Coverage

11 games in this week's window · 11 with a spread · 11 with a total · 7 with a moneyline · 0 with no line at all.

Methodology

This board describes what the market posted and what happened. It is not betting advice and no line here is actionable — the prices are historical closing numbers, not quotes.

  • The consensus line is the MEDIAN across every book that posted that market, not a single book's number and not an average — a median is unmoved by one outlier book. It is a DISCRETE median, so the number shown is always one a book actually posted; an interpolating median would print prices like -2.75 that nobody offered and that make an exact push impossible. The number of books behind each market is published with it; some games rest on one book.
  • Spreads are shown from the home team's perspective in book convention: NEGATIVE means the home team is favored. Each game also carries an explicit favorite so nothing depends on the sign.
  • Moneylines are aggregated as implied probabilities and converted back to a price. Medianing American odds directly is not monotone across the -100/+100 boundary. The two sides' implied probabilities sum to more than 1; that excess is the book's hold, which is published and removed to get the win probabilities shown.
  • Line movement is measured only over the books that posted BOTH an opening and a closing number, with the open and close both medianed over that same set — so the opening plus the movement always equals the closing number shown in that block. That block's close can differ slightly from the headline consensus, which is medianed over every book including the majority that never posted an opening. Openings are sparse, so movement is published only when at least 2 books reported one, which in practice means 2024 onward.
  • Against-the-spread grading uses the consensus closing line. A game landing exactly on the number is a push and is counted separately, never as a win or a loss.
  • The model line is this site's own SRS rating, fit on games through the END OF THE PRIOR WEEK — it never sees the result it is being compared against. Only FBS-vs-FBS games get a model column: an FCS opponent, or a team under the four-game minimum, gets none rather than a guessed one. The two error figures are averaged over exactly the same games, which is what makes them comparable.
  • A single week is roughly fifty games. Any weekly record here — the market's, the model's, home teams', favorites' — carries a standard error near seven percentage points and should be read as description, not as evidence that anything predicts anything.
  • Line coverage is uneven: nearly all FBS-involving games in recent seasons carry a line, older seasons fewer, and games below the FCS level none at all. The coverage block reports what was available.

FACT (posted lines, final scores), DERIVED (consensus, grading, model line, records)

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